Use of service agreement
                    User-Generated Content Policy
                    
                        By submitting, posting, transmitting, or otherwise making available to MyNaijaReviews (MNR)
                            your
                            User
                            Generated Content or UGC (as defined below), you agree that you are bound by the following
                            terms
                            (the
                            “Policy”) without limitation or qualification. The Policy may be modified from time to time;
                            you
                            agree
                            to be bound by the most recent version of the Policy, which modifications may be viewed at
                            the
                            web
                            address https://www.mnr.com.ng/use-of-service.aspx
                        and are effective upon posting to that web address. This Policy does not modify or replace
                            our
                            Privacy
                            Policy, which is available at https://www.mnr.com.ng/privacy.aspx.
                    
                    
                        User-Generated Content (“UGC”) includes textual, audio, video, and/or visual content and
                            information,
                            including name, username, voice, picture, portrait and likeness, other identifying
                            information,
                            caption,
                            location, including comments, commentary, ideas, proposals, suggestions, plans, and feedback
                            related
                            to
                            MNR’s products and services, entries in contests and promotions, and other content and
                            information
                            submitted, provided, or otherwise made available to MNR, including that which is created and
                            publicly
                            posted by you on third-party social media services such as YouTube, Facebook, Instagram,
                            Twitter,
                            Snapchat, TikTok, and like services.
                    
                    
                        All UGC must be appropriate for a family audience. Please be careful when selecting your UGC
                            for
                            submission, provision, or making available to MNR; your UGC may be used in a public forum
                            such
                            as
                            the
                            Internet, and others may attempt to use your UGC to discover information about you for any
                            purpose,
                            including harassment. You understand that MNR cannot be responsible for others’ misuse of
                            your
                            UGC
                            or
                            any information contained therein. MNR has no obligation of confidentiality with respect to
                            your
                            UGC,
                            your submission of UGC, or any other information related to you or the UGC.
                    
                    
                        Generally, UGC should DO the following:
                          
                              - Be appropriate for a family audience 
- Clearly feature MNR logos 
- Be well lit and in focus 
- Not include any child under the age of 16 for whom you have not obtained the prior express consent of that child’s parent or guardian
                              
                        Generally, UGC should NOT DO the following:
                        
                            - Reference other company’s similar products or trademarks 
- Use another person’s name, image, appearance, or likeness without that person’s prior express consent 
- 
                            Include personal or other identifying information of anyone - Include viruses, worms, corrupted files, or similar files
                        
- Be threatening, abusive, harmful, harassing, tortious, defamatory, libellous, vulgar,
                            obscene, indecent, pornographic, invasive of another’s privacy, or racially, ethnically,
                            unlawful,
                            or
                            otherwise unlawful or objectionable
                        
                        By submitting, posting, transmitting, or otherwise making available to MNR your UGC, you
                            grant
                            MNR,
                            as
                            well as its respective licensors, licensees, successors, and assigns (collectively, the
                            “Licensed
                            Parties”) a worldwide, perpetual, non-exclusive, unlimited, irrevocable, transferable,
                            royalty-free
                            and
                            fully paid-up license to use, publish, post online, copy, copyright, modify, create
                            derivative
                            works
                            of,
                            distribute, broadcast, publicly display, and otherwise use and exploit in any manner your
                            UGC or
                            any
                            part of your UGC, including the right to sublicense, without further obligation to, notice
                            to,
                            or
                            approval or consent from you. This license is applicable to your UGC as it may be used in
                            any
                            and
                            all
                            formats, social media platforms, radio, television, film, and other media outlets,
                            advertising,
                            marketing, and other distribution channels, known now or developed later.
                    
                    
                        You acknowledge that by considering your UGC and possibly using your UGC, the Licensed
                            Parties
                            have
                            provided you with good and valuable consideration for the license and that the Licensed
                            Parties
                            have
                            no
                            further obligation under the license at any time to pay or otherwise compensate your or any
                            other
                            person
                            or entity in consideration of the license. Your provision of your UGC to MNR, and the grant
                            of
                            the
                            license set forth above, is not conditioned on any attribution or compensation. You agree
                            that
                            the
                            Licensed Parties may pursue patent, trademark, or copyright protection for your UGC, that
                            you
                            will
                            not
                            challenge or object to such protection, and that you will take all actions and sign all
                            documents
                            necessary to apply for and perfect such protection.
                    
                    
                        You understand that the Licensed Parties are under no obligation to use your UGC and may
                            refuse
                            to
                            do so
                            for any reason at any time. The Licensed Parties may use your UGC for any lawful purposes,
                            including
                            commercial ones, with or without your name, social media username or handle, or other
                            identifying or
                            branding information. These uses may include, but are not limited to, informational,
                            educational,
                            commercial, entertainment, promotional, or advertising of MNR or its products or services
                            via
                            the
                            Internet, websites, mobile apps, social media platforms, media outlets, advertising,
                            marketing,
                            and
                            other distribution channels, known now or devised later. For example, the Licensed Parties
                            may
                            re-post
                            your post on Instagram or Twitter. The Licensed Parties may post or re-post your UGC with or
                            without
                            attribution to you or any other person or entity, and use of your UGC does not constitute or
                            imply
                            an
                            endorsement or affiliation of you or any other person or entity. The Licensed Parties may,
                            at any time, end or modify its use of your UGC without further obligation to, notice to, or
                            approval
                            or
                            consent from you.
                    
                    
                        You represent and warrant that you own or otherwise control your UGC, or have all rights,
                            licenses,
                            consents, and releases necessary to submit, provide, or otherwise make available your UGC to
                            MNR
                            and
                            also to grant the Licensed Parties the license set forth above, or that you are the agent,
                            authorized
                            representative, parent, or guardian of the person or entity who does. You represent and
                            warrant
                            that
                            your UGC has not been copied, derived from, or otherwise taken from any other work to which
                            you
                            do
                            not
                            have rights. You represent and warrant that neither your UGC, nor your submission,
                            provision, or
                            making
                            available of your UGC, infringes, misappropriates, or otherwise violates any third party’s
                            intellectual
                            property (including but not limited to trademark, copyright, and patent rights),
                            proprietary, or
                            contractual rights, or rights of publicity or privacy. You represent and warrant that your
                            UGC
                            does
                            not
                            impersonate or otherwise misidentify anyone and that each person displayed,
                            mentioned, or otherwise identified in your UGC has provided their written consent to you to
                            be
                            included
                            in your UGC and to be used by the Licensed Parties consistent with this Policy. You will
                            promptly
                            provide copies of such written consent upon MNR’s request. You represent and warrant that
                            neither
                            your
                            UGC, use of your UGC, nor your submission, provision, or making available of the UGC,
                            infringes
                            or
                            violates any law or regulation. You represent and warrant that your UGC contains no
                            malicious
                            code,
                            worm, virus, malware, hack, crack, phishing device, robot, spider, or other automated device
                            or
                            process,
                            or other data with the potential to harm, damage, or gain unauthorized access to an
                            Internet-connected
                            device. You represent and warrant that your UGC is not threatening, abusive, harmful,
                            harassing,
                            tortious, defamatory, libellous, vulgar, obscene, indecent, pornographic, invasive of
                            another’s
                            privacy,
                            or racially, ethnically, unlawful, or otherwise unlawful or objectionable.
                    
                    
                        You agree to indemnify the Licensed Parties and their affiliates for all claims arising from
                            or
                            in
                            connection with any claims to any rights in your UGC or any damages arising from your UGC or
                            submission,
                            provision, or making available thereof. You agree to hold harmless, indemnify, and defend
                            the
                            Licensed
                            Parties and directors, managers, members, officers, partners, employees, equity holders, and
                            agents
                            (the
                            “Indemnified Parties”) from and against any and all claims, causes of action, damages,
                            liabilities,
                            losses, costs and expenses, including reasonable attorneys’ fees, and including any
                            third-party
                            claims
                            (collectively, “Losses”) incurred by an Indemnified Party arising out of or relating to your
                            UGC
                            or
                            any
                            breach of the representations made by you herein, including but not limited to claims of
                            infringement or
                            violation of patent, trademark, copyright, or other intellectual property rights,
                            contractual
                            rights,
                            rights of publicity (either now existing or acquired later), or rights of
                            privacy. To the fullest extent permissible under applicable law, the Indemnified Parties are
                            not
                            liable
                            for any direct, incidental, consequential, special, indirect, punitive or similar damages
                            arising
                            out of
                            or resulting from this Policy, including without limitation, damages for harm to business,
                            lost
                            profits,
                            lost savings, or lost revenues, regardless of how such damages are caused and whether based
                            in
                            contract,
                            tort (including negligence) or any other theory of liability and regardless of whether you
                            have
                            been
                            advised of the possibility of such harms, losses, expenses or other damages. Upon
                            submission,
                            provision,
                            or making available of your UGC, you hereby release the Indemnified Parties from, and
                            irrevocably
                            waive,
                            any and all claims that the Licensed Parties’ use of your UGC violates any intellectual
                            property,
                            publicity, privacy, or other rights you may have.
                    
                    
                        You irrevocably waive all rights in your UGC, including any moral rights, of the local
                            equivalent
                            thereof, which you may have under any laws existing now or promulgated later. You agree that
                            the
                            failure
                            of MNR to exercise or enforce any right in this Policy will not act as a waiver of such
                            right,
                            or of
                            any
                            other right in this Policy, and that all rights and remedies under this Policy will still be
                            available
                            to MNR. This Policy is personal to you and may not be assigned without the prior written
                            consent
                            of
                            the
                            Licensed Parties. The Licensed Parties may assign their rights and obligations, or any part
                            thereof,
                            without your consent to any person or entity at any time. If any section of this Policy is
                            deemed
                            invalid or unreasonable by a court or arbitrator, such section shall be severable from the
                            remainder
                            of
                            this Policy, which shall be enforced according to its terms irrespective of the
                            enforceability
                            of
                            the
                            invalid or unreasonable section, provided such enforcement is consistent with
                            the general intent of the parties as evidenced by the Policy as a whole. If you believe that
                            UGC
                            is
                            being used by the Licensed Parties without your authorization, please notify us by sending
                            an
                            email
                            to
                            UGC@mynaijareviews.com and provide your name,
                            contact information, identification and
                            ownership
                            of
                            the
                            original content, and a description and identification of the offending content as well as
                            its
                            location.